A Highlight of Hispanic-Founded Fintechs


To celebrate National Hispanic Heritage Month, we wanted to recognize some of the contributions Hispanic entrepreneurs have made in the fintech industry. From the start, Hispanic professionals have played a pivotal role in shaping fintech by using their creativity and unique perspective to build and improve solutions that truly make a difference for both retail and commercial users.

Below is a selection of Hispanic-founded fintech companies that continue to make a transformative impact in the worlds of banking and fintech. Join us in celebrating diversity, inclusion, and the achievements from these individuals during this month of recognition and reflection. Please note that this is simply a conversation starter and is not an all-inclusive list of Hispanic-founded fintechs.


Securitize enables digital securities, which are easier to own, simpler to manage, and faster to trade.
Founders: Carlos Domingo, Jamie H. Finn, Shay Finkelstein, and Tal Elyashiv


PayJoy is a consumer financing company that allows consumers to buy a smartphone on credit and pay it off in installments.
Founders: Doug Ricket, Gib Lopez, Mark Heynen, and Tom Ricket


Finix develops a payment processing platform for businesses.
Founders: Richie Serna and Sean Donovan


Petal offers three Visa credit card products for underserved consumers.
Founders: Andrew Endicott, David Ehrich, Jack Arenas, and Jason Rosen


Flywire is a global payments enablement and software company that simplifies complex payments for its clients and their customers.
Founder: Iker Marcaide


Octane offers access to instant financing to fuel their customers lifestyles.
Founders: Andre Gregori, Jason Guss, Mark Davidson, Mark Garro, and Michael Fanfant


Origin is a financial planning platform that manages compensation, benefits, and personal finances for employees.
Founders: João de Paula and Matt Watson


Oportun is a digital banking platform that puts its 1.9 million members’ financial goals within reach.
Founders: Gabriel Manjarrez and James Gutierrez


Brex is a global spend platform with corporate cards, expense management, reimbursements, and billpay.
Founders: Henrique Dubugras and Pedro Franceschi

Camino Financial

Camino Financial is an online finance company that offers business loans and wealth-building solutions to help small businesses grow.
Founders: Kenneth Salas and Sean Salas


Ontop offers streamlined payroll, onboarding, and smooth payments for international teams.
Founders: Julian Torres and Santiago Aparicio


Papaya develops technology designed to simplify bill payment for consumers.
Founders: Jason Meltzer and Patrick Kann

Snowball Wealth

Snowball Wealth offers a mobile app designed to help users tackle debt and build generational wealth.
Founders: Pamela Martinez, Pearl Chan, and Tanya Menendez


Paystand is a cloud-based billing and payment platform for B2B companies.
Founders: Jeremy Almond and Scott Campbell


Listo offers insurance and loans via retail and mobile experiences.
Founders: Alan Chiu and Sam Ulloa


Ripio is a bitcoin and digital payments company that provides electronic payment solutions for businesses in Latin America.
Founders: Luciana Gruszeczka, Mugur Marculescu, and Sebastian Serrano


InvestCloud is a global company specializing in digital platforms that enable the development of financial solutions.
Founders: Colin Close, John Wise, Julian Bowden, Michael A. Smith, Vincent Sos, and Yaela Shamberg

Novel Capital

Novel Capital provides revenue-based financing to B2B companies.
Founders: Carlos Antequera and Keith Harrington


Flow offers an open architecture that connects investment managers with their limited partners and service providers.
Founders: Adrian Ortiz, Brendan Marshall


Milo is reimagining the way crypto and global consumers access credit and financial solutions.
Founder: Josip Rupena


Traive is a lending platform that connects lenders to farmers to provide financial products and services for the agricultural supply chain.
Founders: Aline Pezente and Fabricio Pezente


Finally helps small and medium-sized businesses automate their accounting and finances.
Founders: Edwin Mejia, Felix Rodriguez, and Glennys Rodriguez


Alvva offers credit-building loans to pay for immigration expenses.
Founders: Jorge Gonzalez and Sergio Torres


Portabl offers identity-powered user experiences via a single API. 
Founder: Nate Soffio

Onyx Private

Onyx offers a modern private bank for the new generation.
Founders: Douglas Lopes, Tiago Passinato, and Victor Santos


SMBX is a funding portal and public marketplace for issuing and buying U.S. small business bonds.
Founders: Benjamin James Lozano, Bhavish Balhotra, Gabrielle Katsnelson, and Jackie Chan

Zoe Financial

Zoe Financial helps its clients find and hire their ideal financial advisor.
Founder: Andres Garcia Amaya


OKY is building technologies that help immigrants to improve their lives by connecting families and sending value home efficiently.
Founders: Alejandro Miron, Estuardo Figueroa, Santiago Rossi, and Victor Unda


Caplight is a platform that enables institutional investors to buy and sell derivatives of private equity.
Founders: Javier Avalos, Justin Moore


Aeropay enables businesses to accept compliant, digital payments.
Founder: Daniel Muller

Flourish FI

Flourish FI is a financial wellness and engagement platform for financial institutions.
Founders: Jessica Eting, Pedro Moura


Capchase provides financial solutions to startups by allowing access to funds as they grow.
Founders: Ignacio Moreno Pubul, Luis Basagoiti Marqués, Miguel Fernandez, and Przemek Gotfryd


Chargezoom is a B2B integrated payments platform.
Founders: Matt Dubois and Miguel Avellan


Chipper is a student loan app that helps users lower payments, qualify for forgiveness, and chip away debt faster.
Founder: Tony Aguilar


Ease is a corporate card and practice operations software for private practices.
Founders: Mario Amaro and Miles Montes

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