FinovateSpring 2022 Sneak Peek: Lokyata

A look at the companies demoing at FinovateSpring in San Francisco on May 18 and 19. Register today and save your spot.

Lokyata digitizes and automates credit decisioning for consumer and auto loans. BankAnalyze assesses the applicant’s bank statement and instantly provides a credit decision based on configured rules.


  • Real-time income & expense analysis results in more accurate scoring
  • Full financial profile to effectively de-risk and increase eligible applicants
  • Go live in 10 days

Why it’s great

Allows lenders to see the value of using permission-based data to comfortably lend to all borrowers — especially to “near and sub prime” borrowers. We’ll prime your near and sub prime applicants.


Steven Bireley, CTO
Bireley is Chief Technology Officer at Lokyata, a company focused on delivering AI-powered digital credit solutions that scale. Bireley has 30 years of enterprise and B2B SaaS product engineer experience.