https://www.mobilepaymentstoday.com/news/fintech-phos-announces-its-software-only-pos-system-for-contactless-payments/ |

Phos, a fintech startup, has developed what is believed to be the first software-only POS system that allows processing of contactless payments using an NFC-enabled android phone, according to a reportin Techradar.com.
Phos is working with Mastercard to help support its Tap on Phone feature with its software-only POS and transform handsets into payment acceptance devices.
https://www.mobilepaymentstoday.com/news/fintech-phos-announces-its-software-only-pos-system-for-contactless-payments/ |